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ORIVU · Financial Planning
Emergency Fund Calculator
Plan a cash buffer for essential expenses and unexpected setbacks.
How to Use ↓Enter your details
Adjust the example values, then tap Calculate. Amounts are in Indian rupees.
Tap Calculate to see your estimate here.
Target = monthly expenses × months of coverage. Time needed = remaining gap / monthly savings, rounded up. No investment growth is assumed.
How to Use: Emergency Fund Calculator
- Enter essential monthly expenses, including EMI commitments.
- Choose how many months you want covered and your existing emergency savings.
- Enter monthly saving capacity to estimate the time needed to close the gap.
Example: ₹30,000 essential monthly expenses × 6 months gives a target of ₹1.80 lakh.
This is a cash-buffer estimate, with no investment returns assumed. Adjust coverage to your circumstances.